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Fulton Bank
Fulton Bank


Our offices will be closed on Wednesday, June 19, in observance of Juneteenth Freedom Day.

First-Time Homebuyers

The path to your new home.

Buying your first home can be a dream come true, but it can be a challenging journey for the unprepared buyer. When it's time to make your move, our mortgage professionals are here to help you every step of the way.

As a first-time homebuyer, you may not be aware of the many programs designed to help save you money including programs like:

The benefits of owning your own home.

Buying a home is one of the most significant purchases you'll ever make. Home ownership offers you a range of benefits:

  • Build equity. Over time, you can build equity aka value that you can use to pay for things like home improvements, debt consolidation and education expenses
  • Tax advantages. You may save money by deducting mortgage interest and property taxes1
  • Create value. Your home may appreciate in value over time
  • Freedom. It's your home and you can do what you like with it to reflect your lifestyle

Determining how much home you can afford. 

Everyone has an idea of a comfortable housing payment they can afford. This, combined with a review of your personal financial situation, will provide guidance to the home buying process. Having the option of choosing from so many mortgage products means that you have a great opportunity to buy the home you want, with monthly payments you can afford.

Mortgage Application Process

These steps are designed to let you know what to expect when shopping for your dream home.

Contact A Mortgage Professional

Contact a mortgage professional. We're in your neighborhood!