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Making the dream of homeownership a reality.
If you’re a first-time homebuyer, or have a low to moderate income, we may be able to make the dream of homeownership possible. The professionals at Fulton Mortgage Company offer a range of special mortgage programs to fit your needs. Contact a mortgage professional to discuss your options.
This special program is a flexible, affordable option designed to meet a diverse range of financial and family needs─including home buyers who have limited funds for a down payment or face unique circumstances.
The HomeReady Mortgage Plus3 can help potential homebuyers who can't afford a large down payment or who face unique circumstances. It’s a flexible, affordable option designed to meet a diverse range of financial and family needs.
A Homebuyer Advantage Plus Mortgage starts with a low down payment and flexible credit requirements. Let us help guide you through the process.
Fulton Mortgage Company is assisting eligible homebuyers to secure a new home with no interest/no monthly payment program offering. Primary program assistance amounts are up to $5,000 based on purchase property location and qualifying homebuyer income. Assistance may be used for down payment and closing costs.
Fulton Financial Corporation, through Fulton Mortgage Company, has partnered with Operation HOPE, to establish a closing cost assistance program to make homeownership more accessible to individuals and families.
Many states issue bonds to support housing initiatives, offering a below-market interest rate for low to moderate income homebuyers. Contact a loan officer to learn more.
As a first-time homebuyer purchasing a primary residence, you could qualify for a grant up to $15,000 to help with a down payment and closing costs. The First Front Door (FFD) program is offered through participating Federal Home Loan Bank of Pittsburgh (FHLB) members that provide first- mortgage financing. Eligible homebuyers contributing a minimum of $1,500 toward down payment and closing costs may be eligible for a maximum FFD grant of $15,000.
To qualify, you:
Established in 1991 by the US Department of Agriculture (USDA), rural housing service programs are designed to help medium income Americans buy a home in rural and suburban communities. 100% financing2, 6 is available and seller may pay all settlement costs. To qualify:
Framework® is educational resource that can help you understand important steps you may need to take as you buy a new home. It's accepted by most first-time homebuyer incentives that require education.
View our printer-friendly product PDF to learn more about our Homebuyer Advantage Plus mortgage.
Download our printer-friendly PDF to learn more about our HomeReady Mortgage Plus program which offers up to 97% financing.
Contact a mortgage professional. We're in your neighborhood!
It's easy to take the first step toward your new home. Use our online application to apply today. View our homebuying document checklist before applying to make the application process easier.